Credit Bureau Sample Credit Dispute Letter

The credit report dispute letter is used to remove an invalid collection from a person s credit history that was either paid falsely listed or if the debt is more than seven 7 years old.

Credit bureau sample credit dispute letter. Use this letter to request an update to or removal of inaccurate information on your credit report. You may want to enclose a copy of your report with the items in question circled. Sample letter credit report dispute this guide provides information and tools you can use if you believe that your credit report contains information that is inaccurate or incomplete and you would like to submit a dispute of that information to the credit reporting company. Your letter should clearly identify each item in your report you dispute state the facts and explain why you dispute the information and request that it be removed or corrected.

It is important to dispute inaccurate information. For older late payments the credit bureau dispute letter would work recent collection accounts. All three 3 of the credit reporting bureaus equifax experian and transunion accept dispute requests online standard mail and by phone. This is a sample credit report dispute letter that you can send to credit bureaus.

Sample credit report dispute letter below is a sample dispute letter disputing a credit card account. Use this letter to request an update to or removal of inaccurate information on your credit report.